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How does WhyDonate charge fees on recurring donations?

WhyDonate operates on a 0% platform fee model, funded by an optional donor tip. For recurring donations, there's one important detail to be aware of: the tip only applies to the first payment.

How it works


First (initial) payment:

  • If the organizer enables the tip option, WhyDonate charges 0% platform commission on that payment.
  • If the organizer disables the tip option, WhyDonate charges 3% platform commission on that payment.


Every subsequent payment:

  • The tip is only collected once, on the first payment of the recurring series.
  • From subsequent payments onward, no tip is charged again — regardless of whether the organizer enabled the tip originally.
  • Because no tip is collected, WhyDonate applies a 3% platform commission on each subsequent payment.


Why does this happen?


Recurring donations are processed automatically on a recurring basis. Since the tip setting is only captured at the moment the donation is set up, it isn't re-requested on each future charge. To keep supporting the platform on payments where no tip is collected, a 3% commission applies from subsequent payments onward.


Example


A donor sets up a €20 recurring donation, with the organizer's tip option enabled, and adds a €2 tip at signup.


Payment

Amount charged

Tip collected

Platform commission

Payment 1

€22

€2

0%

Payment 2

€20

€0

3% (€0.60)

Payment 3

€20

€0

3% (€0.60)

...

...

...

...


Can I avoid the recurring commission?


Currently, there is no way to re-add a tip to ongoing recurring payments after the first one. The 3% commission on subsequent payments is part of how WhyDonate keeps operating with a 0% fee model.


Where can I see the fees I've been charged?


You can find a full breakdown of processing costs and platform commission for each transaction in your organizer dashboard, under the donations tab.

Updated on: 21/07/2026

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